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Clearwater Homes for Sale

Clearwater is a city located in Wright County, Minnesota, United States. It is situated along the banks of the Mississippi River and is approximately 50 miles northwest of the Twin Cities of Minneapolis and St. Paul. The city has a population of approximately 1,800 people and covers an area of 1.32 square miles. Clearwater is known for its outdoor recreational opportunities, including fishing, boating, and hiking, as well as its charming downtown area with locally-owned shops and restaurants.

Clearwater, Minnesota has a diverse range of real estate options available, including single-family homes, townhouses, and condominiums. Home prices in Clearwater range from around $150,000 to over $500,000, depending on property size, location, and amenities. The city has a mix of older homes and new construction, with some properties situated on large lots with wooded areas and lakefront access. Some popular neighborhoods in Clearwater include Riverwood, Wild Meadows, and Rush Creek Estates. Additionally, Clearwater has a range of commercial real estate options, including storefronts, office space, and industrial parks.

Clearwater, Minnesota is a friendly, close-knit community that values its small-town atmosphere and sense of community. The city hosts a variety of community events throughout the year, including an annual Heritage Festival, Clearwater Rodeo, and Christmas tree lighting ceremony. Clearwater is known for its charming downtown area, which features a variety of locally-owned shops, restaurants, and businesses. The city also has a strong sense of civic pride, with many community members volunteering and participating in local events and organizations. Education is valued in Clearwater, and the city is served by the St. Cloud School District, which includes Clearview Elementary School and St. Cloud Tech High School. The city has a variety of parks and natural areas, including the Mississippi River, which provide opportunities for outdoor recreation. Overall, Clearwater offers a welcoming and supportive community atmosphere for residents and visitors alike.

Clearwater, Minnesota is located along the banks of the Mississippi River, which provides ample opportunities for fishing, boating, and other water activities. However, there are also several nearby lakes that are popular for recreational activities:

1. Clearwater Lake: This large lake is located just a few minutes from the city and is popular for boating, fishing, and swimming. The lake has a variety of fish species, including walleye, northern pike, and bass.
2. Sugar Lake: This smaller lake is known for its clear water and scenic beauty. It is popular for fishing, swimming, and kayaking.
3. Cedar Lake: This lake is located just south of Clearwater and is popular for fishing and boating. It has a variety of fish species, including crappie, sunfish, and northern pike.
4. Pleasant Lake: Located just east of Clearwater, this lake is known for its sandy beaches and clear water. It is popular for swimming, boating, and fishing.

All of these lakes are easily accessible from Clearwater and offer a variety of recreational opportunities for residents and visitors alike.

According to the United States Census Bureau, the population of Clearwater, Minnesota was approximately 1,770 people in 2020. Here are some key demographic characteristics of the city:
- Gender: Approximately 49% of the population is male, and 51% is female.
- Age: The median age of residents in Clearwater is 38.8 years old.
- Ethnicity: Clearwater is predominantly White, with approximately 96% of the population identifying as White. The remaining 4% of the population is made up of people of other ethnicities.
- Education: Approximately 94% of Clearwater residents over the age of 25 have a high school diploma, and approximately 35% have a bachelor's degree or higher.
- Income: The median household income in Clearwater is approximately $72,000 per year.

Overall, Clearwater is a small, predominantly White community with a relatively high level of education and income.

The Latest Clearwater Real Estate for Sale

$330,000

2 Beds ⋅ 2 Baths ⋅ 7141823 MLS

Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

435 Bluff Street, Clearwater

Listing courtesy of SODL.

$359,900

3 Beds ⋅ 2 Baths ⋅ 7141558 MLS

We have a spacious rambler with single-floor living, perfect for family time. The master bedroom offers ample space, a walk-in closet, and a master bathroom. The walkout basement can be finished to add two more rooms and a bathroom, making it a 5-bedroom, 3-bathroom home. This home is available due to the seller relocating closer to family.

1029 Nicole Avenue, Clearwater

Listing courtesy of RE/MAX Advantage Plus.

$489,900

3 Beds ⋅ 2 Baths ⋅ 7140384 MLS

Brand new one-level patio home in Clearwater. 1 ,835 sq ft, 3 bed/2 bath with a layout designed around comfortable main-floor living. The open living room features box vault ceilings and flows into the kitchen with granite countertops, maple cabinetry, and a kitchen island for more countertop space. The beautiful primary suite includes a walk-in closet and private bath. Built over a poured crawl space foundation - not slab - so you get a warmer, softer floor feel with premium LVP throughout. 2x6 insulated walls, 96% high-efficiency furnace, HRV fresh air system, and Thermo-Tech vinyl windows keep energy costs low and air quality high. The 256 sq ft 4-season porch ex tends your living space year-round, plus there's a nicely sized covered front porch. 2-car insulated garage with Lift Master opener. Seeded lawn included. Quiet country setting on 2 08th St E with easy access to Clearwater. Quality build, thoughtful finishes, and room to enjoy it all on one level.

1191 208th Street E, Clearwater

Listing courtesy of Edina Realty, Inc..

$350,000

5 Beds ⋅ 3 Baths ⋅ 7139583 MLS

Opportunity awaits on nearly 10 acres! This 5-bedroom, 3-bath timber-frame home offers plenty of space and potential for the right buyer ready to bring it back to life. The property also features a 32x26 shop, providing great space for storage, projects, or equipment. The home is in need of significant repairs and updates, including electrical, furnace, and plumbing work, making this a great opportunity for an investor, contractor, or buyer looking for a project. With acreage, a spacious home, and a shop already in place, there’s plenty of room to make this property your own!

3054 181st Street, Clearwater

Listing courtesy of Morgan & Co..

$400,000

5 Beds ⋅ 3 Baths ⋅ 7137838 MLS

Space to grow, room to gather, and an incredible backyard made for enjoying life—this 5-bedroom, 3-bath home truly has it all! From the moment you step inside, you’ll love the fresh, modern feel created by newer vinyl plank flooring and thoughtful updates throughout. At the heart of the home, the spacious kitchen shines with beautiful granite countertops and plenty of room for everything from busy weekday mornings to hosting family and friends. Granite finishes continue into the bathrooms, adding an elevated touch throughout the home. The main level offers the convenience of three bedrooms on one level, including a private primary suite with a generous walk-in closet and its own 3/4 bath. Head downstairs and discover even more living space with two additional bedrooms, including one featuring stylish barn doors and direct walkout access to the backyard. With so much flexibility, there’s plenty of room for guests, a home office, playroom, workout space, or whatever fits your lifestyle. Modern convenience continues with an installed Control4 smart-home system, allowing you to control the window blinds right from your phone—an effortless touch of technology that makes everyday living just a little more luxurious. And just wait until you step outside! The fully fenced backyard is built for entertaining, featuring a maintenance-free deck, expansive concrete patio, privacy fencing, and built-in speakers—creating the perfect setting for summer barbecues, evenings around the fire, or simply relaxing in your own private retreat. An irrigation system helps keep the yard looking its best all season long. Even the garage delivers! The finished, insulated, and heated 3-stall garage features sleek epoxy floors, while an additional concrete side pad with a 50-amp hookup provides an ideal spot for a camper, recreational toys, or extra vehicles. Outdoor and garage cameras provide an added layer of convenience and peace of mind. With five bedrooms, three bathrooms, smart-home technology, incredible indoor and outdoor living spaces, and upgrades from top to bottom, this home offers the space you want, the features you’ll love, and plenty of room to grow. Come see it for yourself and imagine what your next chapter could look like here!

1024 Nicole Avenue, Clearwater

Listing courtesy of RE/MAX Results.

$324,900

2 Beds ⋅ 1 Baths ⋅ 7137666 MLS

Affordable new construction in the heart of Clearwater! Conveniently located near restaurants, shopping, schools, & everyday amenities. Scheduled for completion by late October, w/ time remaining for buyers to customize selections & finishes throughout the home. This thoughtfully designed home features an open-concept floor plan w/ vaulted ceilings in the main living area, a spacious primary suite w/ a walk-in closet, & comfortable living spaces throughout. Situated on a large corner lot surrounded by mature trees, offering a beautiful setting & added privacy. Don't miss this opportunity to make this brand-new home your own!

980 Porter Street, Clearwater

Listing courtesy of Haller Realty Inc..

$450,000

5 Beds ⋅ 3 Baths ⋅ 7131866 MLS

Welcome to your private wooded retreat in the Annandale School District! Set on 2 beautiful acres, this updated 5 bedroom, 3 bath, four-level home offers the space, privacy and outdoor living space you've been looking for, all while keeping you conveniently connected to St. Cloud and I-94/Hwy 10. The remodeled kitchen is a standout, featuring gorgeous cabinetry, solid-surface Corian countertops and sink, and a tiled backsplash. Brand-new carpeting adds a fresh, inviting feel throughout, while new shingles and covered gutters in 2025 and maintenance-free siding provide peace of mind. With four levels of versatile living space, there is room for everyone to spread out. Three same floor bedrooms plus two lower level bedrooms that can provide space for guests. The walkout level opens to an oversized backyard patio, brick firepit and fenced yard, creating an ideal setting for entertaining, pets and enjoying the peaceful, wooded surroundings. Outdoor spaces abound with a welcoming front porch, deck, and a private deck off the spacious owner's suite—perfect for morning coffee or unwinding at the end of the day. If you've been searching for acreage and privacy without sacrificing convenience, this property delivers. Enjoy the tranquility of 2 wooded acres plus the convenience of the public access to Long Lake. This is country-style living with city convenience—and a home you'll be proud to call your own. Plan your visit today and be prepared to fall in love.

18757 Dover Road, Clearwater

Listing courtesy of RE/MAX Results.

$549,900

4 Beds ⋅ 2 Baths ⋅ 7129885 MLS

Beautifully updated 4-bedroom, 2-bath home nestled on 2 private acres with the perfect blend of comfort and country living, plus easy access to I-94. Enjoy an open, inviting layout, a spacious deck overlooking peaceful countryside, and a beautifully landscaped yard complete with a private fountain. The oversized 3-car attached garage and large pole shed provide plenty of room for vehicles, toys, and storage. A new roof and siding were installed in 2022. Two school buses service the property, providing transportation to Monticello and Annandale schools. If you're looking for privacy, space, and move-in-ready living, this property is one you won't want to miss!

5125 134th Street NW, Clearwater

Listing courtesy of JPW Realty.

$299,900

3 Beds ⋅ 2 Baths ⋅ 7127627 MLS

Welcome home to 16321 Iresfeld Avenue, where you get the best of both worlds with quiet, wooded privacy and move-in ready comfort. This home is unlike the rest, because it comes with two separate lots, both surrounded by mature trees that create a sense of serenity and seclusion that is hard to come by. As you drive in, the pine tree lined lot and charming front porch set the tone of this peaceful home. You’ll love having a thoughtful layout featuring two main floor bedrooms with a third downstairs, two spacious bathrooms, a walkout basement and two separate living spaces. Outside, the deck, gazebo, and outdoor sauna make the exterior feel like a natural extension of the home, perfect for enjoying your outdoor privacy year round. The brand new roof and compliant well and septic mean the big items are already taken care of, while still having plenty of opportunity to add your own touch and build equity over the years. This home truly checks all of the boxes and is beaming with opportunity. When you are ready to venture out, you’re just minutes from interstate 94, shops, lakes, and trails. Don’t miss your chance to see this home, you get a little bit of everything here!

16321 Iresfeld Avenue NW, Clearwater

Listing courtesy of JPW Realty.

$285,000

1 Beds ⋅ 1 Baths ⋅ 7123825 MLS

TOO QUIET FOR YOU HERE? Tucked off the beaten path sits this quaint little summer cabin on a private idyllic setting only 10 minutes off I94 in Clearwater. Spend summers on Fish Lake at your get away from the hustle & bustle of city life. Enjoy daytime on the water then grill your favorite meal on the deck and wrap up with s’mores by the fire. The cabin has nice appliances and granite countertops. A knotty-pine interior gives you the up-north feeling and the patio door gives you sunlight and views of the lake. A nice sized bedroom will allow for more than bunk-beds but there is room for a pullout couch or futon. Newer flooring & a 10x12 shed for storage with electric and security. Lovely landscaping with perennials galore bring in the birds and butterflies. Roof is newer, siding and windows are good, Daikin mini split for heat and cooling & the cabin has a security system. A grinder-pump septic is on the property but there is no well so the seller is including two lots where a well is possible. Plenty of summer and fall to enjoy yet in 2026 so GET THERE FAST THEN TAKE IT SLOW.

15780 Griffith Avenue NW, Clearwater

Listing courtesy of Patriots Choice Realty.

$300,000

2 Beds ⋅ 2 Baths ⋅ 7123262 MLS

This low-maintenance townhome offers modern updates where it counts. Walk in and you'll immediately notice the nicely updated LVP flooring. The kitchen is where this home really shines with updated countertops, tons of cabinet space, and plenty of room to actually work while you cook. The peninsula has bar seating too, so it's an easy spot to grab coffee or hang out while dinner's going. Off of the dining area you'll find a patio for grilling or just sitting outside, and there's a sunroom that adds a nice bonus living space with great natural light. The primary bedroom doesn't skimp either with a big walk-in closet and its own full bathroom. There's a second bedroom too, so you've got options for guests, an office, whatever you need. Both bathrooms have been updated with quartz counters, tiled flooring and the guest bathroom has a custom tiled shower! The laundry/mudroom even has an extra wash sink. Out front, a spacious porch gives you another spot to enjoy being outside. In addition to the offerings of the home, the association provides a community space, bocce ball court, horseshoe pits and a pool!

193 Goldfinch Lane, Clearwater

Listing courtesy of Central MN Realty LLC.

$414,900

5 Beds ⋅ 3 Baths ⋅ 7122935 MLS

Completely renovated and move-in ready on almost 2.5 private, wooded acres! This 5 bed, 3 bath home has been updated from top to bottom: new A/C, furnace, water heater, windows and doors, fresh exterior and interior paint, all new flooring, and light fixtures throughout, and a new well pump and expansion tank. The main level features vaulted ceilings and an open floor plan centered around a classic white brick fireplace, with sliding doors leading to a deck overlooking mature trees. The brand new kitchen offers white cabinets, quartz counters, stainless steel appliances, and an eat in breakfast bar that flows into a bright dining area. Generous bedrooms sizes throughout, and the main level primary bedroom walks out to a large private deck. The walkout lower level is roughed-in for a full kitchen/bar and has direct access to the patio and yard! There are 3 more bedrooms, a spacious family room with a beautiful brick fireplace, and another beautifully updated bathroom with double sinks. A 2+ car attached garage and a long tree lined driveway round out this private, move-in ready property ready for its next owner!

8645 163rd Street NW, Clearwater

Listing courtesy of Keller Williams Classic Rlty NW.

$319,900

3 Beds ⋅ 3 Baths ⋅ 7121306 MLS

Discover the perfect blend of style, comfort, and value in this beautifully designed two-story home. Filled with natural light, the thoughtfully designed floor plan offers three spacious bedrooms on the upper level, along with the convenience of an upstairs laundry room. The private primary suite is a true retreat, featuring an en suite bath and two generous walk-in closets. The main level is ideal for both everyday living and entertaining, showcasing an open-concept layout with seamless flow between the living room, dining area, and kitchen. The kitchen offers a large center island, a cozy breakfast nook, abundant cabinetry, and the unique opportunity to select your own appliances to match your personal style. Luxury vinyl plank flooring adds durability and elegance throughout the main level, while plush carpeting creates warmth and comfort upstairs. Quartz countertops, along with stunning African Sapele doors and trim, provide upscale finishes that set this home apart. Completing the package is a fully insulated attached garage—including the overhead door—offering year-round comfort and energy efficiency. This home combines modern finishes, functional design, and exceptional value, making it one you won't want to miss. Schedule your showing today!

438 Prairie Street, Clearwater

Listing courtesy of Freedom Realty.

$275,000

2 Beds ⋅ 2 Baths ⋅ 7043101 MLS

Enjoy true one-level living in Clearwater Estates with every room conveniently located on the main level. This two-bedroom, slab-on-grade home offers a practical layout, a welcoming gas fireplace, well-maintained woodwork, paneled doors, and Andersen windows and doors. The flexible sunroom features a warm wood ceiling and trim, creating an inviting space for a den, reading room, hobby area, or occasional guest accommodations. The spacious primary suite includes a walk-in closet and private bathroom with a double vanity, soaking tub, and separate walk-in shower, supporting both everyday comfort and future accessibility needs. Outside, the composite deck provides room for a table and chairs for relaxing or entertaining. The insulated, heated garage features a unique sliding door opening to the front walkway, making it especially functional for gatherings, projects, or a comfortable workshop. A newer Kinetico water-treatment system and reverse-osmosis drinking-water add everyday value. The carpets and entire home have been professionally cleaned and are ready for the next owner’s personal touches. The low association fee includes access to the community pool, while homeowners retain flexibility to personalize their outdoor areas with approved plants, shrubs, and containers. Priced to reflect opportunities for cosmetic updates, this is currently the most affordable home available in Clearwater Estates and a compelling option for buyers seeking low-maintenance, single-level living in a peaceful neighborhood.

149 Bluebird Lane, Clearwater

Listing courtesy of Edina Realty, Inc..

$295,000

2 Beds ⋅ 2 Baths ⋅ 7117205 MLS

Step inside this beautifully updated home and immediately notice the space, natural light, and comfortable layout. Thoughtful upgrades and exceptional care throughout make this home truly stand out. Nicest home on the block! The spacious open-concept floor plan is bright and inviting, with 9ft ceilings, skylights in both the living room and laundry room adding even more natural light. The beautiful sunroom opens to the deck, creating the perfect place to relax or entertain during the warmer months. When winter arrives, the cozy gas fireplace adds warmth and charm. The kitchen features new attractive countertops, an updated sink and disposal, and some newer appliances. Fresh paint throughout and tasteful décor give the home a clean, move-in-ready feel. The spacious bath also includes a large Jacuzzi tub, perfect for unwinding at the end of the day. You’ll also appreciate the oversized, insulated, and heated 2-car garage with plenty of extra space for storage, hobbies, or even the golf cart. The community offers even more to enjoy, including a community room that can be used for private events, neighborhood gatherings, and special occasions. The community pool is currently being redone and is expected to reopen for next year’s season. Low association fees add to the appeal, and there are also several nice parks nearby for outdoor recreation. A whole calendar of events and meet-ups are provided for community residence. A great way to make friends in the neighborhood of very friendly people. With generous living spaces, numerous updates, abundant natural light, great community amenities, and a truly move-in-ready condition, this home is one you won’t want to miss. Be sure to check out the photos for more details—and ask about the golf cart! Roof and siding new 2022. Metal siding!

157 Cardinal Lane, Clearwater

Listing courtesy of eXp Realty.

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

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Clearwater Homes for Sale

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